Credit operations platform

Jonan Pesa · Trusted lending

Fast loan access with a serious management desk behind it.

Applications, disbursement, repayments, fines and portfolio risk — all in one workspace.

Loans, disbursement & repayments in one place
Real-time portfolio risk and fine tracking
Role-based team access with full audit logs
Automated SMS reminders and approval workflows

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Loan management dashboard

Approvals, disbursement, payments, fines, and risk signals in one focused command surface.

Outstanding exposure

Loan balances by status, branch, and age.

Portfolio
Active principal312.8M73% of outstanding
Restructured54.1M18 active accounts
Past due61.7MRequires follow-up

Active loan pipeline

Latest accounts requiring attention.

BorrowerProductBalanceDueStatus
Amina BarakaLD-24091Business Growth12.4MTodayDue
Joseph MushiLD-24087Quick Cash840KMay 06Current
Neema CharlesLD-24082Member Advance2.1MYesterdayOverdue
Hassan AllyLD-24076Business Growth8.8MMay 12Current

Payment health

Repayment rhythm across active loans.

92%
Due today18.7M
Payments today0
Overdue14

Approval queue

Applications sorted by readiness.

Ready3 guarantors confirmed

Six loan files can move to disbursement.

ReviewMissing income evidence

Nine requests need document follow-up.

RiskHigh arrears history

Four applicants require senior review.

Loans

Search, filter, approve, disburse, restructure, or close loan accounts.

LoanBorrowerPrincipalPaidOutstandingOfficerStatus
LD-24091Business GrowthAmina Baraka18.0M5.6M12.4MRose M.Due
LD-24087Quick CashJoseph Mushi1.2M360K840KDaniel K.Current
LD-24082Member AdvanceNeema Charles3.0M900K2.1MRose M.Overdue
LD-24076Business GrowthHassan Ally12.0M3.2M8.8MMary S.Current

Overdue loans

Past-due accounts with balance, fine exposure, and recovery actions.

Loan IDCustomerProductOutstandingFineDaysOfficerAction
LD-24082Neema CharlesMember Advance2.1M420K6Rose M.Call borrower
LD-24063Peter KombaQuick Cash1.2M180K12Daniel K.Field visit
LD-24058Mariam SaidBusiness Growth9.8M1.6M23Mary S.Senior review
LD-24044Alpha HardwareBusiness Growth8.6M2.1M41Rose M.Restructure

Loan requests

Review, score, approve, and disburse loan applications.

ApplicantProductAmountStageSubmittedOfficer
Grace Paul+255 712 345 678Quick Cash650KNewMay 1Daniel K.
Baraka Stores+255 754 000 111Business Growth7.5MNewMay 1Rose M.
Imani Foods+255 768 222 333Business Growth12MScoringApr 29Rose M.
Kelvin John+255 720 444 555Member Advance2MScoringApr 28Daniel K.
Ruth Daniel+255 731 666 777Quick Cash900KApprovalApr 26Mary S.
Salum Traders+255 744 888 999Business Growth18MApprovalApr 25Mary S.

Payments

Record repayments and reconcile mobile money.

Collected today18.7MLive repayments
Pending reconciliation--Connect provider feed
Fine exposure1.3MOverdue accounts
ReceiptBorrowerAmountMethodReferencePaid at
RC-8812Amina Baraka1.8MMobile moneyPrincipal + interestPosted
RC-8811Neema Charles450KCashFineReview
RC-8809Hassan Ally2.4MBankInstallmentPosted

Reports

Portfolio performance and loan book quality.

Disbursements96.4MMay 2026
Repayment rate92%+3% vs last month
Portfolio at risk4.8%Target below 5%
Officer collections43.2MTop branch: Central

Customer loans

CustomerLoan IDProductPrincipalPaidOutstandingDue dateStatus
Amina BarakaLD-24091Business Growth18.0M5.6M12.4M2026-05-02Due
Joseph MushiLD-24087Quick Cash1.2M360K840K2026-05-06Current
Neema CharlesLD-24082Member Advance3.0M900K2.1M2026-04-26Overdue

Loans report

ProductStatusCountPrincipalOutstandingFinesRisk
Quick CashCurrent482184.0M45.4M620KLow
Quick CashOverdue58.2M5.1M880KMedium
Business GrowthCurrent231426.0M117.8M1.4MLow
Business GrowthOverdue768.0M28.4M4.7MHigh

Settings

Configure loan rules, notifications, and access.

Loan rules

Overdue behavior

Access

Overdue admin notification messages

Team & access

Manage loan officers, managers, and admin accounts.

UserRoleStatusLast login
RM
Rose Mwambarose@loandesk.app
Manager Active Today
DK
Daniel Kimarodaniel@loandesk.app
Officer Active Yesterday
MS
Mary Sakuwamary@loandesk.app
Officer Active May 1
JN
John Ndumejohn@loandesk.app
Admin Active Today